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Better than a debit card, ZAAP switches pocket money to prepaid As the traditional piggy bank is relegated to the toy box, a new generation of parents is taking up the challenge of teaching children the importance of saving their pocket money with a new cashless tool.    […]

How ZAAP can empower people with disabilities and give peace of mind to their carers. How ZAAP can empower people with disabilities and give peace of mind to their carers. When caring for a loved one or family member with a disability, ensuring they have sufficient funds at all times can be a concern. Plus, having visibility […]

It’s that time of year again! This year’s Sydney Royal Easter Show is from the 1st to the 12th of April. Here’s our six tips to ensure the entire family has the best day whilst staying safe at the Sydney Royal Easter Show.

In a blink of an eye, the summer holidays will soon be over and the kids back at school! While we can’t wait to cheer them all the way to the school gate, now is a good time to get your kids school ready and start budgeting for the essentials.

Would you let your child use your credit card? Should you? Children can be experts in persuading you to lend them your credit card, especially as a quick fix for an emergency payment.

Here’s how pocket money tool ZAAP, can help you stay in control.

Christmas is around the corner! If a teenage girl resides in your home, you will no doubt be facing the conundrum of finding the perfect Christmas present. There is good news though we’re here to help.

Here are our gift ideas that your daughter will appreciate.

Christmas is creeping up on us! Are you struggling with what to buy your teenage son? I’m sure you will agree that teenagers can be fickle. One minute they’re obsessed with the latest fad. In an instant turnaround, it’s no longer deemed ‘cool’.

Never fear, we’re here to help you get it right!

With the recent changes in the world, we as parents are constantly making family lifestyle adjustments. Cleanliness, hygiene and safety are in the forefront of our decisions, ensuring our kids are protected and practising social and physical distancing. It’s not easy and there’s a lot to think about. However, it is possible to keep our kids safe and still give them some much needed space.

How do you feel about talking to your kids about money? Are you relaxed and comfortable about pocket money conversations? Or do you avoid the topic and hope they’ll forget about it – or at least leave it for another day?

If you’re one of the countless parents trying to juggle work and parenting, we hear you! Keeping kids occupied, the house in order while meeting work deadlines is no easy feat. Setting chores for your kids can help lighten the load. You might find that your kids actually like to be involved.

Kids want what their friends have, and they want it now, or at least sometime soon. So how can parents teach children ‘not to buy’ or at least look for a bargain, wait before buying, and get the best deal, rather than succumb to impulse buying?

Financial literacy is an important life skill for children to learn early on.

Future-proofing their money management and giving them the skills to avoid financial problems when they take charge of their earnings and spending is very important.

Life experience, teachers or parents – what really makes a difference when children are learning about managing money?

The COVID-19 global pandemic has and will continue to have a significant financial effect on Australian families.

It is almost comical to think of a time where cash was the primary payment method. Imagine managing your entire family’s finances with no access to internet banking, savings trackers, or money management apps.

When asking for a new toy or a treat at the shops as a young kid, my parents would sometimes turn me down with the simple saying, “Money doesn’t grow on trees”.

With modern society increasingly turning cashless, internet purchases have never been more easily accessible and instantaneous. Especially for children.

Handing over your credit card to your child not only has financial risks.

With the use of apps and online financial platforms making it easier to transfer funds or pay bills, children have less opportunity to physically see how money is managed, spent and most importantly saved.

Dealing with the issue of pocket money can be tricky for any parent. There are no hard and fast rules. As a parent of 10 year old twins who constantly crave for more independence, reaching a compromise on pocket money hasn’t been easy. Kids can be shrewd negotiators!

If children could buy their own Christmas gifts, what would they buy?

Check out the latest toy predicted to top the gift list for the under-12s. Boppi, The Booty Shakin’ Llama is a fun robotic toy that dances to three catchy tunes.

Our entire system of monetary transactions has evolved; we hardly ever handle money in cash, except when we organise our children’s pocket money. We are forced to take a step out of our everyday cashless society, and back into the dated culture of notes and coins.

The special relationship between grandparents and grandchildren starts looking exceptional when planning for Christmas. Those wish lists always include the latest fad enthusiastically talked about, hoping that if mum and dad say ‘no’, grandparents will tune into the request.

My 9-year-old was carrying $48 in her wallet. Cash. She’s been saving well for some time, and the cash has accumulated. Her plan was to walk to the shops with her big sister to buy a treat.

Save or spend? That’s the question talked about in families when the subject is pocket money. Three out of four Australian children are given pocket money and it’s no surprise that their parents like to encourage them to save rather than spend.

Life experience, teachers or parents – what really makes a difference when children are learning about managing money?

Families are key to money skills

Families are key to learning financial literacy, according to a 2018 survey of young people in 15 countries including Australia.

How can we teach children to be financially literate? And is it really necessary?

Starting young is recommended so children understand how money works and how they can make it work for them, even when their income is just a few dollars of pocket money.

How do you teach children the value of money in an increasingly complex, cashless society?

Credit and prepaid cards, wearable payment devices, tap and go technology, online shopping and internet banking have gradually removed the visibility of notes and coins.